My iLoan Hell
Last week my old PowerBook died. I’m pretty sure the update to OS X 10.3.4 did it in. Lots of people are complaining
about the same kind of symptoms I was having, but compounded with a laptop I’d been using as a primary machine all day
every day for the last three years, it was just too much. By Tuesday it was crashing 5 minutes after booting up and
taking 10 power button restarts to even get that far, so I decided it was time for a new one. By Thursday I’d decided
that a maxed out 15” was the one I needed. Unfortunately it wasn’t that easy.
I didn’t have an extra $3K laying around so my options were either put it on a credit card I’d just finished paying
off, or buy it through my business and try for a small business loan from Apple. At this point my old laptop wouldn’t
even start so I needed a new one NOW. I called Apple and explained my situation and was told the fastest thing to do
would be to go to a store and talk with someone there about the best option.
On Thursday, around 4PM, I called the Glendale Apple Store to see if there would be someone there I could talk to about
business financing if I came by that evening. I was told there would be and that was that. I showed up around 7PM and
the conversation with the guy at the counter went pretty much like this:
Me: Hi, Can I talk to someone about business financing for a PowerBook?
Apple Store Guy: He’s not here.
Me: Oh? I called this afternoon and they said someone would be here this evening.
ASG: Yeah, he left.
Me: ...
ASG: ...
Me: OK, well, I need to talk to him. Will he be here at this time tomorrow?
ASG: Yeah.
Me: Are you sure?
ASG: Yeah.
Me: What time will he be here tomorrow?
ASG: From like noon to 5PM.
Me: You realize it’s 7PM now and you just told me he’d be here at this time tomorrow right?
ASG: ...
Me: Is there someone at another store I can talk to tonight?
ASG: Maybe.
Me: Can you check?
So that guy runs off and some other dude calls the Apple Store at The Grove and they say there is someone and will be
all night. By the time I get to the car I decide driving across town isn’t worth it and will just deal with it the next
day.
Friday around 1PM I got to The Grove and found someone to help me right away. I spent about an hour discussion options
and filling out paperwork. I explain the situation to him and that I need a computer as soon as I can get one because
my other one is dead and I can’t get online or do work or anything. He tells me the process usually takes about 2 hours
and he’ll give me a call the second he hears back so I can swing back by and pick up a new machine. Just to make sure I
jot down my cell phone number on the application as well as the office one I’d already provided. All sounds good and I
take off to get some food.
By 7PM I still hadn’t heard back so I call the store to check in. The guy I spoke to tells me that there’s no one there
who can help and I should just try back the next day. Fine, OK, whatever.
Saturday, Noon. I call and this time I’m told that:
1. They have no idea what I’m talking about.
2. Without an account number they can’t look anything up.
3. The only way I’d have an account number was if I’d heard back from someone there.
4. I was welcomed to leave a message and the store manager would call me back when she was next in, which should be end
of the following week.
Needless to say, I wasn’t excited about this.
I decided to wait until Monday and if there was still no word I’d just have to buy it with the credit card. So Monday
rolls around and rather than play phone games I just go in. I know I have to go there to buy one regardless so that
seemed like the best bet. I got there around 2PM and went to talk to the guy at the counter. Same story, he knows
nothing, can’t look anything up, and there’s no one I can talk to about it until end of the following week.
Great.
So I buy a new PowerBook myself. The guy who got it for me was very helpful and within 10 minutes I’m walking out of
the store new laptop in tow. I head home and set it up. Once I get it up, I start sorting though the backlog of e-mail
that has piled up over the last few days, including a message sent at 10AM that day, from Apple Finance saying that my
loan was approved and to go talk to someone at The Grove.
That’s right.
At 10AM it was approved, and at 2PM they told me they knew nothing about it.
I’m pissed. I call the store and ask to speak with who ever is in charge. I explain the situation and ask a million
questions - if they knew my computer wasn’t working, and I was sitting by the phone waiting for them to call, why was I
e-mailed? How come no one at the store knew this, etc… he had no answers. He said he’d be happy to return the machine
I got and get me one on the loan, etc He took my number and said he’d make things right and would call me back.
The second I hung up I start wondering how this is going to work since I already have the hardware and had memory put
in it, and have installed software, etc…
20 minutes later the original guy I talked to at the store called me back and said that the situation was as as clear
cut, either he could cancel the loan and I could just keep the laptop I already have, OR I could come back down to the
store return the laptop, which they would have to then send back to Apple as an opened return, and I’d have to get a
new one under the loan, except the loan wasn’t good for a minimum of $3K, it was now a minimum of $5K, and they would
also need some copies of some business forms for “final” approval which might take another few days.
Ugh.
Once again, Apple’s service is the armpit of the company. I kept the one I already had and just wrote this up on
it.

![TUAW [Cafepress]](http://www.blogsmithmedia.com/www.tuaw.com/media/tuaw-cafepress-promo.png)


Reader Comments (Page 1 of 1)
Jam said 4:16PM on 6-16-2005
Shame you got such bad service. But congrats on the Purchase =)
*COUGH* REVIEW *COUGH*
Reply
Celina said 4:16PM on 6-16-2005
Why did the loan minimum change? Sucks that you had to go through so much trouble!
Reply
Sean Bonner said 4:16PM on 6-16-2005
Celina - I think because the he mixed up the kind of loan I was applying for.
Reply
sean said 4:16PM on 6-16-2005
I have found that the people who work at the apple retail stores are just slightly less knowledgeable then the staff of the typical old navy. It's really a shame.
Reply
Steve said 4:16PM on 6-16-2005
Sorry to hear about your sturggles with Apple staff. While we don't have the same Apple owned retail outlets here in Oz, we seem to have the same stupid staff. I bought my G4 17" PB of a guy who bought it two weeks earlier - the day after his purchase Apple announced the speed bump to 1.5Ghz and a AUS$1,000 price reduction. When he tried to return it for the faster and cheaper model he was told he should have been reading the rumour sites before making a purchase. Suffice to say he sold the PB to me and went off to buy a Windows based notebook. Worst part for Apple was that he owned a company with 35 employees across South East Asia and was buying the notebook to test it for a possible business upgrade......
Reply
joe said 4:16PM on 6-16-2005
my solution: get a bestbuy credit card and buy a pb off them and then get the 18 mo interest free financing they offer. My credit isn't even that great and i got a 1500 limit. Which equals one 12inch pb.
cheers
Reply
Jimbonewbie said 5:32PM on 6-27-2005
I tried Apples instant loan 2 weeks ago, and my new Powerbook still hasnt arrived! Finally went to the Apple store in White Plains over the weekend and MBNA (apple loan bank) didnt BELIEVE WHO I WAS!!!!! Finally got it taken care of and my 1st apple cpu is on its way
Reply
Joe Mullins said 4:16PM on 6-16-2005
Sean, the Grove has like a million employees and a lot of managers. Unfortunately, Apple Retail's small business procedures leave much to be desired, but it sounds like the person helping you was unfamiliar with the procedures. Getting someone set up with a small business loan at the apple store is a fairly short process these days, and I think he was probably using the old way of going about it. Give them another shot, but refuse to speak to the original guy you talked to. He doesn't seem to know what's going on. Ask for Brent. He's one of the assistant managers there, he's a good guy and will do his best to take care of you.
They should be able to just do a paper return on your powerbook without you even bringing it in. All they should need is the receipt. They do a return at POS to your credit card, and then re-ring it to the loan. Should take 15 minutes max. That is unless it was a built to order machine from Apple directly, but that doesn't seem to be the case here. Maybe I'm missing something, but I don't think so.
Apple genuinely wants to make business purchases as painless as possible. Give the store another chance to make it right. It seems that you were unfortunately dealt with by someone who wasn't really up to snuff, which is probably a consequence of how busy they are (which I know isn't really an excuse). But don't let that person mar your experience of the store in general.
Reply
donna said 4:16PM on 6-16-2005
macmall.
i've never received anything but excellent service from them.
plus, you always get free ram.
Reply
KB said 4:16PM on 6-16-2005
I had a Gateway 2k Laptop and 3 days after the warranty (90 days) it died (never again will I buy a Gateway anything. But i digress,). They want over $700 just to look at it. So I decieded to try a PowerBook or an iBook. With customer service like that I surly dont want to experience it. I have an iPod and love it. What problems is anyone having with the iBook or PowerBook?
Reply
Joe Bob said 4:16PM on 6-16-2005
I'm in London for a year, so I have a US spec PowerBook. That's just a detail, but it still gives service guys pause. The real problem is lack of ability to talk to anyone from Apple. The service is through a reseller (squaregroup) who is quite good, but you can't get anything from Apple. My case has about 10 loose/missing clips. I went to get it fixed (10 months old). squaregroup says it's from "accident or abuse" so it's not covered. I say, 'No, it's simply falling apart. See? No nicks, bumps, scratches, breaks.' I'm told Apple considers it "damaged,"not quality problems. I'll have to call them.
But where? How? And why do I have to call? Everytime you pick up a phone in this town it costs you 10p a minute - including 0800 numbers! So I'll be on hold for 15 minutes, and I expect I'll be told I have to contact Apple USA, or to talk to squaregroup. And it'll cost me about 5 bucks when I'm done.
I've resorted to having a friend in the US try and contact Apple for me, and he's using it as a gauge whether or not to buy an Apple to replace his Dell notebook. Too bad. There goes a sale, and he'll end up with a crummy notebook, but great service.
Reply
Dawn said 4:16PM on 6-16-2005
As a former tech support agent for Dell, I can tell you that they are just as crummy as Apple, if not more. And good luck getting someone that you can understand, unless you're a corporate account.
Reply
Rock Star Club said 1:55PM on 7-22-2005
I'm glad to know that this is not an isolated incedent. I think all Apple retail clerks and "geniuses" all over are idiots. When I know more than the guy I'm bringing my problem to is, then thats a problem. I've been frustrated with their service since way back in the day and its a real shame that it will probably be Apple's downfall in the end. But it comes in pink! Argh..
Reply