How to Easily Set Up Apple Pay on Your Devices

How to Easily Set Up Apple Pay on Your Devices

As Apple Pay rolls out on Monday, October 20, are you set to start tapping your phone instead of your credit card? Here’s everything you need to know to ensure you’re prepared for your first mobile transaction.

Step 1: Secure a compatible Apple device

How to Easily Set Up Apple Pay on Your Devices

Unfortunately, Apple Pay is exclusive to the latest Apple devices. You’ll need an iPhone 6 or iPhone 6 Plus for in-store transactions due to their built-in Near Field Communication (NFC) antenna. This technology communicates with payment terminals. For online purchases, you can use Apple Pay with an iPad Air 2 or iPad Mini 3, though these do not support in-store payments.

It’s anticipated that future iPad models will include NFC capabilities.

These devices are equipped with Apple’s Secure Element chip, which safeguards your payment information by encrypting it. This feature is absent in older models, which is why they are incompatible with Apple Pay.

Step 2: Update to iOS 8.1

Ensure your device is running on iOS 8.1. Navigate to Settings –> General –> Software Update to check your version. This update not only prepares your device for Apple Pay but also reinstates the Camera Roll feature.

Step 3: Configure Passbook

Apple Pay utilizes Passbook, an app that might be tucked away in a productivity folder on your device.

When setting up, you can either add a new card or select the one already linked to your iTunes account.

However, there are limitations regarding card compatibility. Apple Pay currently supports cards from Visa, Mastercard, and American Express provided by specific banks such as Bank of America, Capital One, Chase, Citi, and Wells Fargo. More banks like Barclays and Navy Federal Credit Union are expected to follow soon.

Adding a new card involves capturing its image via the app, which Apple will verify with your bank to ensure authenticity. Rest assured, your card number will not be displayed on your device.

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Michael

Mark is a dedicated writer for TUAW, bringing insightful and engaging content to Apple enthusiasts around the world. With a deep understanding of Apple products like the iPhone, iPad, and MacBook, Mark’s articles offer readers valuable tips, news, and reviews. His expertise in the tech industry, combined with a knack for clear and concise writing, makes him a trusted voice in the Apple community. When he’s not writing, Mark enjoys exploring the latest apps and software updates, always staying ahead of the curve.