Does Kroger Accept Apple Pay?

Kroger and Apple Pay logo

If you’re wondering whether Kroger accepts Apple Pay, the short answer is no, Kroger does not currently accept Apple Pay at its locations. Instead, Kroger promotes its own mobile payment system, Kroger Pay. Let’s explore more about the payment options available at Kroger and why Apple Pay is not supported.


Kroger Pay at Kroger

Kroger has developed its own mobile payment method, known as Kroger Pay. This method allows customers to make contactless payments by scanning a QR code at the checkout, rather than using near-field communication (NFC) like Apple Pay. Here’s how you can use Kroger Pay:

Kroger and Apple Pay logo
  1. Set Up Kroger Pay:
    • Download and install the Kroger app from the iOS App Store.
    • Open the Kroger app and tap on “Kroger Pay”.
    • Sign in or create a new account.
    • Tap on “Payment Methods” and add your credit, debit, or gift card information.
    • Set up a 4-digit passcode and choose to use Face ID or Touch ID for security.
  2. Using Kroger Pay in Store:
    • Open the Kroger app and select “Kroger Pay”.
    • Scan the QR code displayed at the register.
    • Use Face ID, Touch ID, or your passcode to authorize the payment.

Why Kroger Doesn’t Accept Apple Pay

Kroger has chosen to prioritize Kroger Pay for several reasons:


  1. Cost Savings: Kroger avoids the transaction fees associated with Apple Pay.
  2. Customer Data: Using Kroger Pay allows Kroger to gather more data on customer purchases, which can be used for personalized marketing and improving customer experience.

Kroger Locations and Payment Methods

Most Kroger locations accept a variety of payment methods, including:

  • Debit and credit cards (Visa, MasterCard, American Express, Discover)
  • Kroger gift cards
  • EBT for eligible items

Final Thoughts

While Kroger does not accept Apple Pay, understanding and using Kroger Pay can help ensure a smooth shopping experience. Whether you use Kroger Pay or another accepted payment method, being prepared will make your trip to Kroger efficient and hassle-free.

So next time you head to Kroger, use Kroger Pay for a quick, secure, and hassle-free payment experience. Happy shopping!


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